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How Much Can I Afford?

You can save yourself a lot of time if you take a minute to figure out how much mortgage you can afford. Generally, a lender will want your monthly mortgage payment to total no more than 29% of your monthly gross income (that’s your monthly income before taxes and other paycheck deductions are taken out.) You also need to consider current loan interest rates. The lower the interest rate, the more expensive the home you’ll be able to afford. There are many different kinds of mortgages available to you. Read about them, and make sure you understand the pros and cons of each. Use our loan calculators to see how much you can afford in a mortgage payment.

Disclaimer is a online mortgage guide service. We are not a Lender or Broker and make no offer to lend money, the information you obtain on this site is for educational purposes only. This site contains links to other sites. These include links to individual lender/broker sites that offer consumer and business loans, as well as links to other third party sites that offer credit reports, property valuation information, insurance quotes, etc. is not responsible for the privacy practices or the content of such Web sites. Rates, Products and Terms are subject to change. All loan programs are not available in every state, contact a licensed mortgage lender for all loan programs that are available in your state . Not every applicant qualifies for every loan program and all applications must meet underwriting guidelines.