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Rent or Own Calculator

To decide whether it makes more sense for you to rent or buy a home, you need to consider:

  • What are your lifestyle and priorities?
  • Are you ready to take on the responsibilities of home ownership?
  • Do you plan to live in one place for at least several years?
  • Is your credit good?
  • Can you afford a down payment?

Use our Rent or Buy calculator to compare the cost of renting with the cost of owning a home. You can also compare the anticipated rent increase to the likely increase in the value of a home. You can use it as often as you wish, using different scenarios.

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Please note that this calculator is only provided to simulate the difference between renting and buying and is for educational purposes only. Calcutor results are not binding and in no way constitute an offer to extend credit.



Disclaimer is a online mortgage guide service. We are not a Lender or Broker and make no offer to lend money, the information you obtain on this site is for educational purposes only. This site contains links to other sites. These include links to individual lender/broker sites that offer consumer and business loans, as well as links to other third party sites that offer credit reports, property valuation information, insurance quotes, etc. is not responsible for the privacy practices or the content of such Web sites. Rates, Products and Terms are subject to change. All loan programs are not available in every state, contact a licensed mortgage lender for all loan programs that are available in your state . Not every applicant qualifies for every loan program and all applications must meet underwriting guidelines.